Credit Scores Impact Auto Insurance Premiums
Did you know that your credit score may impact how much you pay in auto insurance premiums? Most auto insurers now utilize consumer credit scores to help determine what rate class to assign motorists....
View ArticleHow Many Credit Reports Do You Have?
How many credit reports do you have? Most people would answer three. And this answer is mostly right, as there are three major credit bureaus in the United States. And this is a satisfactory answer for...
View ArticlePaying Credit Card Balances May Hurt Scores
Many people mistakenly assume that paying your credit card balances off in full every month is a good way to improve everyone’s credit score. In general that is valid advice, and for many borrowers...
View ArticlePaying Card Balances – Don’t be Delinquent
This is the second of a five part series on paying off credit card debt to improve credit scores. In this article we delve more deeply into determining what debts should be paid first when there may...
View ArticlePaying Card Balances – Slow Spending Too
Paying off your credit card balance in full does nothing to help your score. It does nothing, absolutely nothing to improve your score unless you reduce, limit, or slow your spending on the card. Are...
View ArticlePaying Card Balances – Emergency Funds
Why bother leaving money in a savings account that earns almost nothing in interest, when you could use these funds to pay down credit card debt that is costing you far more? Name your price. Credit...
View ArticleHow Many Credit Bureaus are There in the United States?
If asked “how many credit bureaus are there in the United States”, most people would answer three: Experian, TransUnion, and Equifax. But the big three are just the tip of the iceberg. There may be...
View ArticleHow Pre-Approved Credit Card Offers Work
Many people wonder: how do pre-approved credit card offers work? The answers found by typing this question into a leading search engine are mostly ill-informed, misleading, and overtly biased against...
View ArticleWhat Does it Mean to Revolve a Card Balance?
What does it meant to revolve your credit card balance? There is the definition, and then there are the consequences. Let’s explore both together. In order to understand the definition of revolving a...
View ArticleClik here to view.
Credit Scores Impact Auto Insurance Premiums
Did you know that your credit score may impact how much you pay in auto insurance premiums? Most auto insurers now utilize consumer credit scores to help determine what rate class to assign motorists....
View ArticleClik here to view.
How Many Credit Reports Do You Have?
How many credit reports do you have? Most people would answer three. And this answer is mostly right, as there are three major credit bureaus in the United States. And this is a satisfactory answer for...
View ArticleClik here to view.
Paying Credit Card Balances May Hurt Scores
Many people mistakenly assume that paying your credit card balances off in full every month is a good way to improve everyone’s credit score. In general that is valid advice, and for many borrowers...
View ArticleClik here to view.
Paying Card Balances – Don’t be Delinquent
This is the second of a five part series on paying off credit card debt to improve credit scores. In this article we delve more deeply into determining what debts should be paid first when there may...
View ArticleClik here to view.
Paying Card Balances – Slow Spending Too
Paying off your credit card balance in full does nothing to help your score. It does nothing, absolutely nothing to improve your score unless you reduce, limit, or slow your spending on the card. Are...
View ArticleClik here to view.
Paying Card Balances – Emergency Funds
Why bother leaving money in a savings account that earns almost nothing in interest, when you could use these funds to pay down credit card debt that is costing you far more? Name your price. Credit...
View ArticleClik here to view.
How Many Credit Bureaus are There in the United States?
If asked “how many credit bureaus are there in the United States”, most people would answer three: Experian, TransUnion, and Equifax. But the big three are just the tip of the iceberg. There may be...
View ArticleClik here to view.
How Pre-Approved Credit Card Offers Work
Many people wonder: how do pre-approved credit card offers work? The answers found by typing this question into a leading search engine are mostly ill-informed, misleading, and overtly biased against...
View ArticleClik here to view.
What Does it Mean to Revolve a Card Balance?
What does it meant to revolve your credit card balance? There is the definition, and then there are the consequences. Let’s explore both together. In order to understand the definition of revolving a...
View ArticleClik here to view.
Why do Credit Cards Increase your Limit?
Why do credit cards increase your limit? Sometimes banks will increase your limit proactively, without the card-holder even asking. Other times the lenders will increase card limits in response to a...
View ArticleClik here to view.
Why do Banks Require Social Security Number (SSN)?
People often ask: “why banks require your Social Security Number (SSN) when opening an account?” Your Social Security Number is a unique identifier and acts like a duel edged sword. Your SSN has great...
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